FDIC Digial Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Deposit Solutions

Checking & Savings Account Options

Whether you're managing daily cash flow, planning for growth, or building long-term reserves, our business checking and savings accounts are designed to adapt to the way you operate.

Account Options:

Simple solutions for your business banking.

With a minimum opening deposit of $100 and no minimum balance or maintenance fees, this account gives you all the flexibility you need to run your business. It also comes with:

  • Unlimited check writing
  • Unlimited deposits
  • Free online banking
  • Free bill pay
  • A business debit card
  • Electronic statements

Your first order of ValuePack checks are on the house. 

We also offer a Business Reserve Line for those with approved credit. Contact one of our bankers to find out more!

Tailored checking to fit your business.

This account is designed to be as unique as your business. It includes:

  • Free online banking
  • Free bill pay
  • Free electronic statements
  • Business reserve line with approved credit

Requires a minimum opening deposit of $100 and can use earnings credit when available to offset monthly maintenance fees and minimum balance requirements.

To help you focus on what's really important.

This account is designed to help the organizations that help our communities:

  • Unlimited check writing and deposits
  • Free online banking
  • Free bill pay
  • Free electronic statements
  • First order of ValuePack checks free
  • Business reserve line with approved credit
  • Earns interest on daily balances of $500 and over

Requires a minimum opening deposit of $100. $10 monthly maintenance fee if daily account balance falls below $500.

Putting your account balance to work.

This account is perfect for businesses that keep an account balance of $2,500 or more and would like to earn interest. The account also features:

  • Unlimited check writing and deposits
  • Free online banking
  • Free bill pay
  • Free electronic statements
  • First order of ValuePack checks free
  • Business reserve line with approved credit

Requires a minimum opening deposit of $100 and will earn interest on daily balances of $2,500 and above

Accounts that you can trust.

These accounts are restricted to law firms, real estate settlement companies, real estate brokers, or those conducting business with one of the above. The account also features:

  • Unlimited check writing and deposits
  • Free online banking
  • Free bill pay
  • Free electronic statements

Requires a minimum opening deposit of $100 and will earn interest on all balances. Account interest will be sent to the appropriate agency. There's no minimum balance and no monthly maintenance fee. 

Two Money Market options that fit your budget.

Business Money Market 

Designed for lower balances, this money market account features:

  • Free online banking
  • Free electronic statements
  • Tiered interest rates on daily balances of $1,000 and over

It requires a minimum opening deposit of $1,000. $10 monthly maintenance fee if daily account balance falls below $1,000. 

 

Serious Money Market

Designed for higher balances, this money market account features:

  • Free online banking
  • Free electronic statements
  • Tiered interest rates earned on all balances

Requires a minimum opening deposit of $10,000. $25 monthly maintenance fee if daily account balance falls below $10,000.

Options for the future of your company.

Account features:

  • Free online banking
  • Free electronic statements
  • Interest earned on daily balances of $500 and over

Requires a minimum opening deposit of $100. 

We offer varying rates and terms to fit your needs. Call us today at 877.284.1880 to find out more!

© 2026 Commencement Bank NMLS #61907

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read our policy notice carefully to understand what we do.

Cybersecurity Awareness Training  · Fraudulent Activity Alert  · Hams for the Holidays  · Privacy Policy  · ADA Accessibility  · Site Map  · Online Banking Terms & Conditions  · Design: Hemisphere
Logo: Member FDICLogo: Equal Housing Lender